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Select by Mercer Marsh Benefits

Offering company benefits to employees helps retain and attract top staff.Welcome to Select, by Mercer Marsh Benefits (MMB).

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Small or medium sized business? Employee benefits? Choose Select by MMB

Select by Mercer Marsh Benefits (Select by MMB) offers a range of employee benefits specifically designed for small to medium sized businesses (SMEs) with under 10-250 employees.

Select by MMB is a cost-effective way to look after key and loyal staff with health, workplace wellbeing and employee insurance benefits.

Does your business have employees you can’t afford to lose? Select by MMB can help you retain and reward them.

Select by MMB can help your business:

Attract and retain great employees

With a range of attractive insurance related benefits.

Improve profitability

A healthy workplace often leads to higher productivity and better profitability.Select by MMB allows you to control and contain costs, locking in premiums.

Choose what’s right for your business

No-one knows your business like you do. Select by MMB allows you to choose exactly the right benefits to reward and retain your key people.

For SMEs, offering company benefits to key employees is a way to care for loyal staff, or reward them. It’s a great tool to attract high quality new employees as your business grows. 

With Select by MMB, you’re protecting the health of your business into the future.

Solutions for businesses of every size

Select by MMB employee benefits are built on our global negotiating power and leverage, and we pass that advantage onto your business.

Select more value

Our global relationships mean your business can enjoy preferential terms typically only available to large enterprises. 

Contain and control costs 

Lock in premiums and ensure predictable expenses. With Select by MMB you can confidently manage costs and resources, so your business can thrive.

Select more choice

Select MMB offers SMEs choice – with a range of solutions that can align with your business goals.

Customise your employee benefits

Tailor your benefits package and offer your employees access to premium health and wellbeing solutions. 

Provide your key employees with benefits that allow them to thrive.

Select competitive advantage

Stand out as an employer of choice. Attract and retain top talent by offering more to your employees than your competitors do.

Differentiate your business

Wide-ranging benefits cater to the diverse needs of your workforce. Retain the people you need to drive your business forward.

Select efficiency

We’ve done the thinking on benefits development, so you can focus on the business. 

Save time and effort

We’re experts in developing employee health and wellbeing benefits. We have developed these products on your behalf, so you don't have to do the hard work yourself.

selected option

Group health insurance solutions

A range of group health insurance solutions for your employees:

Health insurance coverage

Including cover for qualifying pre-existing medical conditions for 5 employees or more. 

Family extension

Benefits of cover can extend to family members, including qualifying pre-existing medical conditions.

Continuation option

If your employee moves on from your employment they can choose to continue their cover personally..

Access member benefits

Such as the ability to individually tailor cover for each family member.

Other member benefits

Includes proactive health management programs like wellness coaching, diabetes care, and bowel screening

Group life and disability plans

Life insurance

Pays a death benefit to the family upon an employee’s death or terminal illness, with an option for a lump sum on disability.

Income protection

Provides a replacement income if an employee cannot work due to accident or illness.

Critical illness

 Offers a lump sum benefit if an employee contracts a specified listed condition, like heart attack, cancer, or stroke.

Cover for pre-existing health conditions

For any employee within the group scheme up to specified limits.

Continuation option

If an employee moves on from your employment, they can choose to continue their cover personally.

Individual insurance policies

Key Person Insurance

Protects your business against potential losses and business disruptions if a key member of your team is unable to work.

Shareholder Protection Insurance

Secures your business with a succession plan if a shareholder or partner becomes disabled, ill, or dies.

Individual cover for family member

For health, life, income protection and critical illness insurance.

Workplace health services

Employee Assistance Program (EAP)

Access to the Employee Assistance Program (EAP) and a digital app for counselling, therapy, and support in financial, caregiving, and legal matters.

A review and report of your health and wellbeing offerings

To identify challenges and priorities, providing insights and recommendations.

Occupational health services

Access to pre-employment medical screening, annual health checks and seasonal flu vaccinations.

Digital wellbeing content

For employees available at all times 

Talk to our team about a proposal

Talk to our experts

Frequently asked questions

Group insurance is a company funded employee benefit scheme which provides insured benefits as part of staff remuneration for eligible employees. 

Group schemes typically offer more competitive premiums and underwriting concessions than what would otherwise be available to staff on an individual consumer basis.

Select by Mercer Marsh Benefits includes:

  • Key Person and Shareholder Protection Insurance to protect business continuity.
  • Individual cover for family members for health, life, income protection and critical illness insurance.
  • Group Health Insurance, accessing benefits usually provided for large employers.
  • Group Life & Disability, utilising benefits typically offered by large employers.
  • Workplace wellness solutions, includes access to Employee Assistance Program (EAP) and digital app, Hero Health and Well-being Best Practices Scorecard, Digital Wellbeing content for employees and easy access to occupational health services.

Our solutions can help:

  • Protect your business from unexpected losses and business disruptions if a key member of your team is unable to work, as well as succession planning in case a shareholder or partner becomes disabled, terminally ill or dies.
  • Protect your family in case of ill health, terminal illness, accident or death.
  • Retain and attract high quality employees to your business.
  • Creating a healthy workplace culture that can boost productivity, as your staff feel happier, valued and motivated to do a good job.
  • Give your business a positive point of difference from your competitors by enhancing your employee value proposition.

Health and wellness benefits can help avoid employee downtime and interruption to your day-to-day business, so you can remain more profitable.

Cost is always a factor, which is why Select by Mercer Marsh Benefits has competitive premiums across all products, which can also be introduced gradually.

However, consider the cost of NOT having these benefits. Typically, the cost of Select by MMB can range between 0.5% to 1.5% of wages*. The cost of not having Select by MMB can be anywhere between 5% - 15%* of wages, when you consider hiring, retraining and business interruption costs.  

*Approximate figures only.

You will have access to:

  • A team of local business insurance and employee benefits experts. 
  • Advice on how to choose the right cover to suit your business needs, including how much cover you need and how to structure your program.
  • Information on how your offering may compare to your market peers.
  • Claims advocacy and support.
  • Insurance that you and your employees may not otherwise obtain, with little or no medical underwriting required.
  • Simple and efficient processes to put insurance in place. We make it easy.

Marsh Limited (NZBN 9429040918792)(“Marsh”) arranges the insurance and is not the insurer. This page contains general information and does not take into account your individual objectives, financial situation or needs. For full details of the terms, conditions and limitations of the covers, refer to the specific policy wordings and/or Product Disclosure Statements available from Marsh on request. This publication is not intended to be taken as advice regarding any individual situation and should not be relied upon as such. The information contained herein is based on sources we believe reliable, but we make no representation or warranty as to its accuracy. Marsh shall have no obligation to update this publication and shall have no liability to you or any other party arising out of this publication or any matter contained herein. Marsh makes no representation or warranty concerning the application of policy wordings or the financial condition or solvency of insurers or re-insurers. Marsh makes no assurances regarding the availability, cost, or terms of insurance coverage.

LCPA 25/NZ058