The best solution balances cost, flexibility, and meaningful benefits. Our group medical insurance is designed specifically small and medium-sized businesses, offering competitive pricing and options similar to group health insurance for individuals, but at group rates.
Group medical insurance solutions - attract and retain your top talent
Our group medical insurance solution makes it easier for small and medium-sized businesses to access the type of business health insurance usually reserved for large corporates.
Whether you’re a growing local business or an established organisation, we can help you look after your people and create a workplace where top talent wants to join and stay.
Group healthcare insurance solutions for your business
Offering group medical insurance solutions gives your team access to timely treatment, improves overall wellbeing and helps you stand out in a competitive talent market.
What’s covered by group medical insurance?
selected option
- What's covered
- What's not covered
Why choose us?
Related insurance solutions
Group life and disability cover
Group life and disability cover provides financial security for employees and their families – strengthening your benefits offering and helping attract new talent.
Business protection insurance
Business protection insurance helps safeguard your business from disruption. It covers key people, supports shareholder succession planning, and provides optional personal cover for employees’ families.
Frequently asked questions
It helps attract and retain talent, reduces absenteeism, provides faster access to treatment, and supports employee wellbeing. It also offers private health insurance paid by the employer — one of the most valued medical benefits for employees.
With our group medical insurance, small and medium-sized businesses with as few as five employees can access group cover — a key advantage over many health plans, which often require larger group sizes.
Hospital and surgical cover is the most common base plan for small and medium-sized businesses, supporting both small and large organisations with essential medical protection.
Yes. Employees can voluntarily top up their plan and add family members at their own cost, benefiting from discounted group premiums and concessions on qualifying pre-existing conditions.
We can arrange cover for your business if you have anywhere between 5-100 employees.
Yes. Typically, it’s just two months for most services before any claim can be made, but there are exceptions, and these vary depending on the type of service it is, and the plan you have. For example, major dental work has a 12-month waiting period.
Their policy can go with them, and cover continues for a limited time. However, if they decide to renew their policy on their own terms, their premium discount will be affected as they are no longer part of your business scheme.
Marsh Limited (NZBN 9429040918792)(“Marsh”) arranges the insurance and is not the insurer. This page contains general information and does not take into account your individual objectives, financial situation or needs. For full details of the terms, conditions and limitations of the covers, refer to the specific policy wordings and/or Product Disclosure Statements available from Marsh on request. This publication is not intended to be taken as advice regarding any individual situation and should not be relied upon as such. The information contained herein is based on sources we believe reliable, but we make no representation or warranty as to its accuracy. Marsh shall have no obligation to update this publication and shall have no liability to you or any other party arising out of this publication or any matter contained herein. Marsh makes no representation or warranty concerning the application of policy wordings or the financial condition or solvency of insurers or re-insurers. Marsh makes no assurances regarding the availability, cost, or terms of insurance coverage.
LCPA 25/NZ097